Decatur Homes with True Waterfront

Welcome to Decatur, Tennessee, a charming town nestled in the heart of Meigs County, where the beauty of nature meets the warmth of community. Known for its stunning waterfront views and serene atmosphere, Decatur is an ideal destination for those seeking a tranquil lifestyle surrounded by the great outdoors.

Decatur is perfectly positioned along the banks of the Tennessee River, offering residents breathtaking waterfront properties that truly capture the essence of lakeside living. Whether you’re looking for a cozy cottage or a spacious family home, the true waterfront homes in Decatur provide direct access to the water, allowing you to indulge in boating, fishing, or simply enjoying peaceful sunsets over the shimmering river.

This picturesque town boasts a friendly community, rich history, and a variety of local amenities. Enjoy leisurely strolls through scenic parks, explore nearby hiking trails, or savor delicious meals at local eateries that celebrate Southern cuisine. With a strong sense of community, Decatur hosts various events throughout the year, bringing residents together to celebrate local culture and foster connections.

For those seeking a serene retreat without sacrificing convenience, Decatur offers an inviting blend of rural charm and modern amenities. Experience the best of waterfront living in this hidden gem of Tennessee, where your dream home awaits. Dive into a lifestyle filled with outdoor adventures, community spirit, and the beauty of nature right at your doorstep. Discover Decatur today, and let the river’s gentle embrace welcome you home.

Newest Decatur Homes with True Waterfront

$859,000

4 Beds ⋅ 3 Baths ⋅ 3518409 MLS

Discover the ultimate waterfront living experience in this exquisite modern home, perfectly situated on the banks of the Tennessee River (Chickamauga Lake). Boasting 4 rooms and 4.5 bathrooms, this property offers unparalleled luxury, comfort, and breathtaking river views from the main living area of the home. The open floor plan seamlessly integrates the living, dining, and kitchen areas, all highlighted by large windows that frame stunning river views and flood the space with natural light. The kitchen is equipped with stainless steel appliances, sleek countertops, a large island with seating, and ample storage, making it ideal for everyday cooking and entertaining. There is also the convenience of a master bedroom and laundry room located on the main level. Upstairs you will find two large rooms currently set up with double full beds in each room. One room has an en-suite bath and walk in closet while the other room has access to the full bathroom located in the hallway. The walkout basement is designed for entertaining, complete with a bar, spacious living area, an extra multi-use room, full bath and additional storage room. The private dock is just down the steps where you will find a large bi-level dock with two boat slips with lifts. Experience the perfect blend of comfort and practicality while enjoying all the TN river has to offer. This gorgeous home could be used as a primary residence, a summer home, or as a short-term rental investment. Call to schedule a private tour today!

341 Russell Lane, Decatur

$850,000

4 Beds ⋅ 3 Baths ⋅ 3508069 MLS

Escape to a serene river-view retreat nestled along the picturesque Hiwassee River. While the protected waterfront along the river is managed by TWRA and prevents the property from being classified as waterfront, it enjoys beautiful, unobstructed water views that create a peaceful and picturesque setting. Boasting breathtaking river views and a private pool, this property offers the perfect blend of luxury, comfort, and entertaining. Designed with an inviting open-concept layout, the main living area flows seamlessly for effortless gatherings and everyday living. Enjoy year-round relaxation in the expansive all-seasons porch, where panoramic water views create the ultimate backdrop for morning coffee or evening unwinding. The fully finished basement serves as an ideal in-law suite or guest retreat, complete with its own private garage parking for added convenience and flexibility. Step directly outside from the basement into your personal outdoor oasis, featuring a private pool perfect for entertaining family and friends. With ample storage throughout, this exceptional home combines functionality with unforgettable charm. Whether you're hosting by the pool, taking in the peaceful Hiwassee River views, or accommodating multi-generational living, this property offers a rare combination of privacy, views, and resort-style living.

719 Lakehaven Circle, Decatur

$775,000

3 Beds ⋅ 3 Baths ⋅ 3297858 MLS

Tennessee Riverfront Home With A Dock In Decatur, TN! Whether you are looking for the perfect weekend retreat, an investment opportunity or a primary residence on the water, then this could be the perfect spot for you. The home boasts a versatile floor plan with 3 bedrooms and 3 full baths plus an in-law suite in the daylight basement. Engineered hardwoods and tile throughout, an open floor plan, and multiple outdoor living spaces with beautiful views complete the package. Your tour of the main level begins with entry from the wrap-around deck to the open living and dining rooms. This space has two sets of sliding glass doors to the deck providing wonderful natural lighting and views of the river and a naturally lush, treehouse-like setting. The kitchen is galley-style with granite countertops, wainscotting, stainless appliances and a pantry with barn door. A bedroom and full bath round out this level. Head upstairs where you will find 2 additional bedrooms and a full bath, while the lower level has a comfortable family room with a refreshment center, multiple closets, a sleeping area or office, and a laundry room with a pocket door to the 3rd full bath. Sliding glass doors lead to the covered back patio. For outdoor fun, take the path down to the level back yard where you enjoy the firepit overlooking the water, plenty of room for outdoor activities, and of course, the coveted dock with a covered boat slip and lift and a deck to soak up the sun. Simply a fantastic opportunity for the buyer seeking a waterfront property close to Cleveland and Dayton, and about an hour from Knoxville and Chattanooga. Property is currently used as a STVR, so showings will have to be scheduled around guests, so please call in advance to check showing availability. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Owner is a licensed agent.

357 Russell Lane, Decatur

$25,000

3261916 MLS

Build your dream home in this upscale gated community and wake up to breathtaking views of the Tennessee River and surrounding mountains. Located between Watts Bar and Chickamauga lakes, this area offers extensive boating, fishing for record bass and crappie, and scenic spots like the Hiwassee Wildlife Refuge. Cottonport Marina is just around the corner, or take a short boat ride up the Hiwassee River to B & B Marina for fabulous food and entertainment. This community offers a private boat ramp, parking for recreational vehicles, a pool and club house as well as a tennis court and walking trails. The Architectural Design Guidelines ensure the aesthetics of the community for years to come. This lot also includes 2 licensed side by side boat slips (transfer fee applies). Buy now and build later, or build now and move in before the spectacular Fall foliage emerges.

Mill Drive, Decatur

$510,000

3 Beds ⋅ 2 Baths ⋅ 3255722 MLS

Welcome to your new home or lake house retreat! This beautiful classic is located on the Hiwassee River in a very clean, quiet, rural area. Enjoy the cool summer nights on your covered porch looking at the river, in front of a fire pit in the large fenced in back yard, or on the dock overlooking the water. No need for a local boat ramp because your private dock includes a covered boat slip. There is plenty of room for entertainment. A fully finished basement also leads out into your spacious back yard and can easily be used for entertainment, man cave, or game room.. Schedule your showing today because this one will not last long!

190 Sundown Shores Lane, Decatur

$435,000

3251397 MLS

7+ acres of unrestricted Chickamauga lake property is a dream come true! Imagine creating the perfect homestead, weekend getaway for your family and friends or your own private lakefront estate. Property is bordered by TVA owned land to give extra privacy. The sellers have already obtained the dock permit which is transferrable to buyer and begun building the 2 story dock. Seller concessions are in place to assist you in the finishing process. A custom boat ramp with stamped concrete and solar lighting has been installed to enhance the 1544' of shoreline. The 20' x 28' equipment building with metal roof is 75% complete and will be great for storing materials, creating a spot for chickens or glamping. When entering the property you are greeted with a half acre pond with island & beach area. Come enjoy the quiet cove, great fishing, & abundant wildlife that sets this property above the others. See 1088 Lower River Rd for additional adjoining waterfront land that can be purchased together.

882 Lower River Road, Decatur

$249,900

3251390 MLS

UNRESTRICTED CHICKAMAUGA LAKE PROPERTY READY FOR YOU TO BUILD! Are you looking for a place on the water to build your dream home, duplex or Airbnb? How about just a weekend place to take your camper while you relax and enjoy lake fun & fishing with approximately 210' of shoreline? Then this is the place for you. Sellers have jumped through all the hoops so you don't have to. 1500 gallon septic tank with 450 ft of drain lines have already been approved & installed to accommodate up to 5 bedrooms. TVA dock permit has been approved & is transferrable. Landing & stairs for dock have already been completed. Construction permit has been pulled and ready to build. Need more land? An additional adjoining 7 acres are available also on the water. (882 Lower River Rd) Purchase together and create the homestead of your dreams. This quiet cove offers beautiful sunsets, great fishing & wildlife with easy commutes to both Knoxville (1 1/4 hour) & Chattanooga (1 hour). This property truly is a rare find and the possibilities are endless so call today.

1088 Lower River Road, Decatur

$25,000

3250400 MLS

Mill Drive, Decatur

$720,000

3 Beds ⋅ 2 Baths ⋅ 1345099 MLS

Welcome to your own waterfront retreat on the Tennessee River! Situated on a peaceful channel just off Kelly's Shoals, 1783 Holly Glen Lane offers the perfect combination of updated living space, scenic water views, and direct access to some of East Tennessee's best boating and fishing waters. This beautifully renovated 3-bedroom, 2-bath home sits on a combined 1.15 acres and includes an additional lot across the street, providing added privacy, flexibility, and room to grow. Inside, you'll find a bright and inviting floor plan featuring a spacious living area, a large kitchen island ideal for entertaining, and a thoughtfully designed new addition that expands the home's functionality. The abundance of large windows showcases stunning water views while filling the home with natural light, creating a peaceful atmosphere throughout. A versatile bonus room offers endless possibilities as a game room, home office, hobby space, guest area, workout room, or additional storage. Outdoor living takes center stage with an oversized upper deck and lower deck overlooking the beautifully landscaped property and tranquil waterfront setting. Whether you're hosting family gatherings, grilling with friends, or simply enjoying your morning coffee, these outdoor spaces provide the perfect place to relax and take in the view. For boating enthusiasts, the private dock offers convenient access to the water, making it easy to spend your days fishing, kayaking, paddleboarding, or cruising the Tennessee River and Lake Chickamauga system. The protected channel location provides calm waters while still offering quick access to the main river. Located in Decatur, Tennessee, this home offers a charming small-town atmosphere surrounded by natural beauty. Known for its excellent fishing, boating, and outdoor recreation opportunities, Decatur is a favorite destination for those seeking a laid-back waterfront lifestyle while remaining within easy driving distance of Chattanooga, Cleveland, and Knoxville. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this exceptional waterfront property delivers the best of Tennessee living with updated interiors, expansive outdoor spaces, a private dock, additional lot, and year-round water enjoyment. All information deemed reliable but not guaranteed. Buyer to verify all information to their satisfaction.

1783 Holly Glen Lane, Decatur

$299,900

3244233 MLS

DOCKABLE HIWASSEE RIVER ACCESS! 2.52 ACRES WITH VIEWS, LEVEL AND READY TO BECOME THE PERFECT HOMESITE OR VACATION RETREAT! THIS PROPERTY HAS BE SURVEYED, SOIL MAPPED, AND CITY WATER HAS BEEN BROUGHT IN TO THE FRONT OF THE PARCEL. SITTING AT THE END OF A CUL DE SAC THIS IS THE STAND-OUT PARCEL HERE! YOU ARE 11 MINUTES TO THE INTERSTATE AND JUST 20 TOTAL MINUTES TO CLEVELAND. Minimal restrictions in place: RV's, Doublewides and Barndo's okay!!

3 Lamontville Rd, Decatur

$749,900

4 Beds ⋅ 4 Baths ⋅ 1343568 MLS

Welcome to 132 Hiwassee Drive, a breathtaking custom-built waterfront retreat nestled on over an acre of scenic East Tennessee beauty. Perfectly positioned above the waterline to maximize both privacy and panoramic views, this exceptional property offers a rare opportunity to enjoy lakefront living at its finest. From the moment you arrive, you'll be captivated by the peaceful setting and stunning sunsets that paint the sky each evening. The expansive wrap-around porch provides the perfect place to relax, entertain, and take in the spectacular waterfront views. Inside, soaring windows flood the home with natural light while showcasing the surrounding landscape from nearly every angle. Designed with both comfort and entertaining in mind, the open-concept floor plan seamlessly connects the spacious living area to a beautifully appointed custom kitchen featuring premium finishes and a hidden walk-in pantry. The home's thoughtful design continues upstairs, where a charming loft offers additional living space and some of the most impressive views in the home. Boasting approximately 3,300 square feet, this stunning residence features 4 bedrooms, 3.5 bathrooms, and generous living spaces that provide room for family and guests alike. A detached 2-car garage offers abundant storage for vehicles, boats, recreational equipment, or a workshop. Whether you're searching for a full-time residence, a waterfront getaway, or a place to create lasting memories with family and friends, 132 Hiwassee Drive delivers the perfect blend of luxury, tranquility, and natural beauty. Experience waterfront living the way it was meant to be.

132 Hiwassee Drive, Decatur

$749,900

4 Beds ⋅ 4 Baths ⋅ 3230382 MLS

Welcome to 132 Hiwassee Drive, a breathtaking custom-built waterfront retreat nestled on over an acre of scenic East Tennessee beauty. Perfectly positioned above the waterline to maximize both privacy and panoramic views, this exceptional property offers a rare opportunity to enjoy lakefront living at its finest. From the moment you arrive, you'll be captivated by the peaceful setting and stunning sunsets that paint the sky each evening. The expansive wrap-around porch provides the perfect place to relax, entertain, and take in the spectacular waterfront views. Inside, soaring windows flood the home with natural light while showcasing the surrounding landscape from nearly every angle. Designed with both comfort and entertaining in mind, the open-concept floor plan seamlessly connects the spacious living area to a beautifully appointed custom kitchen featuring premium finishes and a hidden walk-in pantry. The home's thoughtful design continues upstairs, where a charming loft offers additional living space and some of the most impressive views in the home. Boasting approximately 3,300 square feet, this stunning residence features 4 bedrooms, 3.5 bathrooms, and generous living spaces that provide room for family and guests alike. A detached 4-car garage offers abundant storage for vehicles, boats, recreational equipment, or a workshop. Whether you're searching for a full-time residence, a waterfront getaway, or a place to create lasting memories with family and friends, 132 Hiwassee Drive delivers the perfect blend of luxury, tranquility, and natural beauty. Experience waterfront living the way it was meant to be.

132 Hiwassee Dr, Decatur

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.